Medicare Recipients and ObamaCare

Posted on November 6, 2013

By Sally M. Wagley, Maine elder law attorney

With the launch of the government’s new health care exchanges on October 1, 2013, I have had a number of clients ask me how this will affect them as Medicare recipients. The answer is “not at all.” The exchanges are intended to serve people you don’t get Medicare: typically people who are not yet retired.

If you are on Medicare, you will continue to get your coverage the same way: You will automatically receive Medicare Part A and you will have the option of signing up for Medicare Part B by paying a premium which is automatically deducted from your Social Security check. (Some recipients opt to have a “Medicare Advantage Plan” which takes the place of Parts A and B.) You will also continue to have the option of purchasing a Medicare supplement policy and a Medicare prescription drug plan.

Sally Wagley

Attorney Sally M. Wagley focuses her practice on elder law, estate planning, probate and special needs trusts. She is a leader in the field of elder law, as an author, legislative advocate and teacher. For more on Sally’s education and experience, view Sally's full bio